Car payment calculator

Estimate your payment before you shop. Enter the vehicle price, your down payment and the term you want: the calculation includes GST and QST.

This calculation is an estimate for information only. The actual rate, term and payment depend on your credit file and the lender’s approval. Registration and insurance are not included.

How to lower your payment

• Increase your down payment or use your current vehicle as a trade-in
• Choose a less expensive vehicle rather than a longer term
• Compare the total obligation: an 84-month term lowers the payment but costs more overall

The budget of a purchase in Quebec

In Quebec, GST (5%) and QST (9.975%) are added to the price of a vehicle bought from a dealer: a vehicle advertised at $10,000 costs $11,497.50 with taxes, before any down payment or trade-in. Registration with the SAAQ and insurance come on top, and the calculator does not include them. Shopping in Laval, Montreal or on the North Shore? Come and compare in person at 4455 Blvd. Saint-Martin O, Laval, QC H7T 1C6, Canada. We are open 7 days: Monday to Friday 9 AM to 9 PM, Saturday 9 AM to 5 PM and Sunday 10 AM to 5 PM.

Directions to Auto Shelby (Google Maps)

Frequently asked questions

Is the result a financing offer?

No, it is an estimate. For a real offer, submit a financing application.

Why does the calculation include taxes?

In Quebec, GST (5%) and QST (9.975%) are added to the price of a vehicle bought from a dealer and are usually financed with the vehicle.

Apply for financing · Call 450-736-1273

Financing application · Under $10,000 · Bad credit financing