Bad credit car financing in Laval

A damaged credit file does not stop you from driving. At Auto Shelby, in Laval since 2005, we submit your application to more than 20 financial institutions, including lenders that specialize in 2nd and 3rd chance credit. You then choose an inspected vehicle that fits your budget.

1st, 2nd or 3rd chance: where do you stand?

• 1st chance. Good credit file. You have access to the big banks’ rates and to weekly or monthly payments.
• 2nd chance. Late payments, high debt, a past repossession or a thin file. Specialized lenders look at your situation today, not only your past.
• 3rd chance. Bankruptcy or consumer proposal, ongoing or completed. See our page on financing after a bankruptcy or a proposal.

How an application works

1. Fill in the online financing application or call 450-736-1273.
2. An advisor calls you back to understand your situation: income, job, monthly budget.
3. We submit your file to the best-suited lenders.
4. You choose a vehicle within the approved amount and take a test drive.
5. You sign and drive away, once registration and insurance are settled.

What helps your file

• Proof of stable income (pay stubs, benefit statements or tax returns if you are self-employed).
• A down payment, even a small one, or a trade-in vehicle.
• A vehicle chosen for your real budget rather than the maximum payment.
• Payments made on time: an auto loan paid back regularly helps rebuild your credit.

Vehicles that fit your budget

• 2014 Chrysler Town & Country Cuir · DVD · Camera — $8,450 · 179,511 km · Automatic · FWD · Gasoline · Stock x3517171
• 2014 Nissan Altima Camera · Air Climatisée · Bluetooth — $4,950 · 292,863 km · Automatic · FWD · Gasoline · Stock 228421
• 2012 Volkswagen Passat Auto · Cuir · Toit Ouvrant — $6,950 · 166,282 km · Automatic · FWD · Gasoline · Stock 068661
• 2006 Cadillac CTS Cuir · Toit Ouvrant · Air Climatisee — $1,950 · 261,941 km · Automatic · OTHER · Gasoline · Stock X119559
• 2013 Ford Focus Auto · Air Climatisée · Bluetooth — $4,950 · 241,434 km · Automatic · FWD · Gasoline · Stock 9256406
• 2013 Ford Escape Cuir · Camera · Air — $5,950 · 242,630 km · Automatic · FWD · Gasoline · Stock A49743

Under $10,000 · Inventory

A Laval dealership for customers from across the region

Auto Shelby is at 4455 Blvd. Saint-Martin O, Laval, QC H7T 1C6, Canada, minutes from Highway 15, with free parking on site. Customers from Laval, Montreal and the North Shore (Terrebonne, Blainville, Sainte-Thérèse, Saint-Eustache, Mirabel, Saint-Jérôme) visit us for 1st, 2nd or 3rd chance financing. We are open 7 days: Monday to Friday 9 AM to 9 PM, Saturday 9 AM to 5 PM and Sunday 10 AM to 5 PM.

Directions to Auto Shelby (Google Maps)

Frequently asked questions

Do you finance people with bad credit?

Yes. We work with more than 20 financial institutions, including lenders that specialize in 2nd and 3rd chance credit. Terms depend on the lender’s approval.

What rate will I get?

The rate depends on your file, your income, the vehicle and the length of the loan. Your advisor shows you the rate, the term and the total cost before anything is signed.

Do I need a down payment?

Not always. A down payment or a trade-in can, however, improve your terms and lower your payments.

Can I pay every week?

Yes. Depending on the lender, payments can be weekly, every two weeks or monthly.

Apply for financing · Call 450-736-1273

Financing application · After bankruptcy or a proposal · Newcomers · Payment calculator · Under $10,000