1st, 2nd and 3rd chance credit
Financing for every credit file.
Explore financing options with our team. Terms are determined by lender approval.
20+
lending institutions
Lender review
sets terms
Online
financing request
Financing request
Financing for every credit file
1st, 2nd and 3rd chance · An advisor will contact you
Financing
Name
Phone
Message
Contact us at:
Three ways to get approved
1st chance
Good credit
The best rates from major banks, with weekly or monthly payments that fit.
2nd chance
Credit to rebuild
Late payments, high debt ratio or a past repossession — specialised lenders say yes.
3rd chance
Bankruptcy or proposal
Even during a consumer proposal or right after a bankruptcy, we find a solution.
How it works
Send your request
Tell us how to reach you and what you are looking for.
Speak with an advisor
An advisor reviews your situation and discusses your options.
Choose your vehicle
Find a vehicle that fits your needs and budget.
Complete your purchase
Your advisor will guide you through the next steps.
Questions
Do you finance bad credit?
Yes. We finance 1st, 2nd and 3rd chance credit with more than 20 lenders, including after a bankruptcy or during a consumer proposal.
What rate should I expect?
Rates and terms depend on lender review and your credit profile.
Can I pay weekly?
Yes — weekly, bi-weekly or monthly payments are all available.
Can I use my trade-in as a down payment?
Yes. We evaluate your current vehicle quickly and apply its value to your purchase.
Does applying affect my credit?
Starting an application doesn’t. A credit check happens only once you consent at the last step.